Helping Families Solve their Financial & Personal Problems
Martin Law Group, LLC Law Firm
If you’re living in Decatur, GA in these economic times, you may be facing debt that has gotten out of control. If you have lost a job, had a reduction in income, recently divorced, facing growing medical bills or credit card debt, you need to contact one of our Decatur bankruptcy attorneys to learn how you can get your finances back on track.
Our Decatur Bankruptcy Attorneys
The Law office of Martin Law Group, LLC is a local Decatur law firm that focuses on providing Decatur consumers with Bankruptcy options through Chapter 7 and Chapter 13 bankruptcy. We provide professional service with personalized attention at an affordable rate. After your initial consultation, many of the “big box” bankruptcy law firms will quickly pass your case off to a paralegal and you may never talk to or see your attorney again. Although you will have contact with a paralegal at our firm, you will always stay in contact with your bankruptcy attorney throughout your case. It is our belief that this kind of personal attention helps our clients through the bankruptcy process with the least amount of stress.
Reasonable Fees & Payment Plans with our Decatur Bankruptcy Process
Filing bankruptcy in Decatur shouldn’t leave you penniless. You are already facing a financial hardship, and you need an Decatur attorney that will work with you on payments. Because we only focus on bankruptcy and credit repair, our overhead is much lower than others so we can offer low attorney fees in Decatur, Georgia. We also offer convenient payment plans tailored to each individual situation.
Stop Creditor Harassment in Decatur
If creditors are calling you and your mail box is full of past due notices, it’s time to see a Decatur bankruptcy lawyer. We can stop creditor harassment in Decatur. We have helped individuals deal with credit card debt, small business debts, foreclosure, garnishments, past-due taxes, medical bills, repossession, judgments, liens, and lawsuits.
Filing Chapter 7 or Chapter 13 Bankruptcy in Decatur
Your two main options when filing bankruptcy in Decatur are Chapter 7 and Chapter 13 bankruptcy. Chapter 7 is the fastest option. It has strict income limits, but you make no payments on dischargeable debts. This is a good option for debtors with a lot of unsecured debt and not a lot of property.
Filing Chapter 13 Bankruptcy in Decatur
Chapter 13 bankruptcy. requires you to make payments over three to five years. The payment amount depends on many factors, including disposable income. Under a Chapter 13 bankruptcy, it is possible to stop foreclosure and have the arrears paid in the payment plan. If your house has two mortgages and the balance on the first is more than the current value of the home, it is also possible to strip the second mortgage completely. This makes Chapter 13 a good option for someone who is behind on their mortgage or struggling with a second mortgage.